Beware of illegitimate out-of-state companies selling vehicle service contracts (VSCs) in California. Before buying a VSC, it’s crucial to verify the credibility of the seller. California has specific legal standards that companies must meet to legally sell VSCs in the state.
Unfortunately, many companies from outside California offer VSCs without the proper authorization to operate within the state. This lack of legitimacy often leads to the non-adherence of rules, resulting in the unjust denial of valid claims. Such denials, frequently made in bad faith, typically stem from the company’s failure to comply with California’s consumer protection laws, including the California Fair Claims Settlement Practices Regulations. Always research thoroughly to ensure you’re dealing with a reputable seller that adheres to California’s legal requirements for VSCs.
Tryk Law is actively pursuing legal action against Total Auto Protect, LLC, a Delaware-based company, for unlawfully selling vehicle service contracts in California (referred to as the Total Auto Protect California Lawsuit). Our legal team has initiated a lawsuit due to these illegal sales practices within the state.
During a recent deposition, the managing member of Total Auto Protect, LLC conceded that their sales to California residents were improper. Despite this admission, numerous customer reviews indicate that the company has continued to sell Vehicle Service Contracts (VSCs) to consumers in California.
If you’re a California resident who acquired a VSC from Total Auto Protect, LLC, you might be entitled to take legal action against them. Our firm is committed to protecting consumers and ensuring that companies like Total Auto Protect, LLC are held accountable for their actions. Contact Tryk Law for more information or if you believe you’ve been affected by these practices (559) 840-3240.
Before engaging with a Vehicle Service Contract provider in California, ensure they meet the following criteria for lawful operation:
1. Authorization: Confirm if the company is authorized to operate in California.
2. Licensing: Verify their business license status in the state.
3. Compliance: Ask if they adhere to California’s Fair Claims Settlement Practices Regulations.
4. Registration: Check if they are registered with the California Department of Insurance.
5. Dispute Resolution: Inquire about their procedure for handling claim disputes.
6. Legality: Ensure their sale of vehicle service contracts in California is legal.
The responses to these questions will guide your decision on whether to proceed with a particular service provider. Additionally, you can verify the provider’s licensing status directly with the California Department of Insurance to ensure they are compliant with state regulations. For quick access, use the provided link to check the license status of the service provider.
If you or a loved one has been the victimized by an illegal vehicle service contract provider in California, contact Tryk Law today for a free consultation to determine whether you have the right to discuss your case. We offer free no-obligation same day consultations during the week and regular business hours.
