How Much Car Insurance Do You Need in California?

How Much Car Insurance Do you Need in California?

Jacqueline Larsen remembers when like most states, California did not mandate drivers to carry a minimum amount of auto insurance. Fortunately, her car accident did not involve a personal injury, but she learned quickly about the importance of insurance.

“I got into a fender bender on the 15 just outside of Riverside,” said Jacqueline. “The damage was bad enough to force me to spend a couple hundred dollars out of my own pocket to fix a large dent and a broken headlight. The other driver was at fault, but he didn’t have car insurance to pay for the damage to my vehicle.”

If the same accident happened today, the driver of the other car would be legally liable to pay for the damage caused to Jaqueline’s vehicle. Like 49 other states, California enacted a law that requires car owners to carry minimum amount of car insurance. The question for drivers is how much car insurance do I need in California?